According to report google planning to bring fingerprint authentication method for desktops.
To have transactions made on your web site via credit card, you must be PCI compliant. Businesses make the mistake of thinking that because you passed the requirements and are PCI certified, you are immune to attacks.Kevin Mitnick
Google’s prototype reportedly is looking forward to using 3D Secure 2.0 authentication for credit card payments through Stripe.According to reports, “The goal of the experiment is to validate the fingerprint enrollment and checkout user experience”.Google is planning to bring a biometric payments system to the web.
The 3DS technology uses biometrics to authenticate payments in a whole bunch of native apps, including Google Pay and other banking applications. The protocol also provides users with similar biometric payment experience in Chrome across a wide range of platforms and devices, including desktops and laptops. Do note that the experiment is initially restricted to Chrome on macOS, but Google reportedly plans to bring it to Windows and Android by Q2 2021.
Google and stripe engineers describe this as “A proposed experiment between Chrome and Stripe that involves building a prototype of Secure Payment Confirmation and testing it on a little fraction of production traffic to gauge the user experience of a WebAuthn to Pay flow and therefore the impact (if any) on merchant conversion rates”.
Also they have shared some screenshots of features showing features in action.
TechTsp claims that they have seen google’s proposal for this upcoming feature which reads “Today, 3D Secure (3DS) authentication for card payments relies on fingerprinting techniques that browsers are actively trying to remove because they are prone to abuse by malicious trackers that harm a user’s privacy. The alternative of upfront authentication has not been feasible thus far due to high user friction involved. The WebAuthn to Pay proposal puts forth a vision of a one tap to pay flow that can provide the ideal combination of secure and low-friction authentication needed to replace fingerprinting in 3DS. In the long run, this enables secure tap-to-pay everywhere on the web”.
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